LegacyNFS

Rollovers from a 401(k), 403(b) or 457(b) to an IRA

Many employees roll or transfer their 401k or other funds to an IRA as they near retirement. With an average net expense ratio of 0.033 percent, TSP is a low-cost investment plan with limited but exciting investment possibilities, including the C Fund, I Fund, S Fund, G Fund, F Fund, and L Fund. We will assist you in preparing & structuring your assets to get the most value. All transfer and rollover information will be provided to you for your convenience.

Government Benefits

Our primary service is employee benefit planning. We have the necessary people and systems in place to alert you to various chances that you may be overlooked simply because you are unaware of them. We've been serving consumers for over 30 years and are well-versed in the numerous perks provided by government agencies and educational institutions. Whether you are a retiree or about to retire, contact us, and we will tell you what benefits you can get to make your retirement period financially stress-free.

Preparing for Retirement

Are you nearing the end of your working career? Do you want to make sure you have a steady monthly income after you retire? We have the best solutions for you. With sound financial planning, you can get employee benefits and several additional insurance plans. It's never too late to begin making plans. Come to us if you want to make your future investments beneficial for you and your family.

Annuities

Many federal, state, and municipal employees and educators purchase annuities before or at retirement. These are often structured inside an IRA, or other qualified accounts. When you purchase annuities from reputable firms, you can earn a steady income monthly (Immediate Annuity) or after a set amount of time (Deferred Annuity). However, before you go ahead and purchase the annuity, we urge that you speak with one of our experts about the specifics.

Social Security Planning

Are you aware of how much Social Security will affect your monthly income in retirement? It can be significant. And the maximum you may receive will depend upon the choices you make - such as when you file. Social Security has several "moving parts" – making it wise to discuss your plans for receipt of the benefit with a specialist who understands the intricacies. We will help you make the most advantageous choices for you, your surviving spouse, and your family.

Medicare and other health care coverage

Are you aware of the various health insurance plans appropriate for you and your family? Contact LegacyNFS to take full advantage of the range of healthcare insurance advantages. We are well aware of the high cost of healthcare, which places a significant financial strain on individuals. By contacting us for professional guidance, you may avoid the headache of looking for the ideal healthcare coverage for you.

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